Factors Affecting Your Roof Insurance Coverage

Learning the criteria your insurance company looks for when assessing your claims is essential to know what type of work you should expect to be approved or declined by your insurance provider.

Here are some of the factors that can affect your roof insurance coverage:

• Claim history
• Deductible determination
• Damage severity
• Roof value assessment
• Claims expertise

Do you have questions about the types of damage your insurance provider will cover roof repair and replacements for? Count on our experienced technicians for help determining if your roof qualifies as a good candidate for a successful insurance claim. Reach our team to schedule an appointment at your convenience.

How Do You Know If Roof Damage Is Covered By Insurance?

One of the first questions property owners have for us is, "What type of roof repairs and replacements will my insurance company cover?"

Based on our experience, your roof damage must result from extreme weather events to qualify for insurance coverage. This situation includes the forceful gusts of straight-line winds, commonly known as damaging winds, often accompanying intense thunderstorms. Additionally, hailstorms, snowstorms, and even tornados are covered under this category.

When your roof sustains damage from fallen tree limbs during strong storms, your insurance should provide coverage for its replacement. Depending on the terms of your policy, you can expect full or partial financial support for roof replacement in these situations.

With our expertise and your insurance coverage aligned, we'll work diligently to make sure your roof is restored to its former strength and resilience.